THE CHRISTMAS TRAIN VICTORY CAMP – ALVIN ,TXEach year in December hundreds of volunteers from LS Church and Victory Camp come together to setup and host the Christmas Train at
October Home And Finance Tips
Is renting to buy still an option?
Sometimes the desire to own a home is so great that renters just can't wait, even if they don't have a down payment to buy a home. How do they do it? Through a contract with a seller called a lease-to-own agreement.
While it's rare to see in a seller's market when inventory is low, there are times when sellers will offer this arrangement. Basically, this is a delayed agreement to purchase the home in the future at a price that is fixed today.
How it works:
The amount of the rent is above the going-market rate.
Extra funds above the market rate will count towards the renter's down payment in the future when the home is purchased.
Lenders typically still allow those above-market funds collected to count towards a down payment as long as everything is documented.
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The holiday season is upon us, and many of us have already begun to celebrate. From trimming trees to lighting candles, it’s the time of year to fill your homes (and hearts) with holiday joy.But